SMS Alerts: always in touch by phone with your card!
Most banks and payment card issuers, offer Now an interesting service alerts via SMS – SMS Alert – has significant advantages in several respects.
The concept behind the service is that of reachability in real-time user / owner of the card. This immediate reachability allows the holder – but also issuing institution – a immediate control over expenditure, which translates into greater flexibility and security.
How does this work? Simply following the activation of
service, you receive a text message to your phone every time you use the
payment card.
The “short message” is received in real time for each transaction (purchase,
cash advance, etc..) carried out with the paper.
Warning! Institutions issuing the credit card deliver FREE
this service, so it is absolutely distrust any charge or
payment request for the SMS alert service.
The SMS sent almost simultaneously with the use of payment card indicates
the type of transaction, amount, date, location and name of the operator.
Therefore, you can verify the amount charged on the card, noting
errors immediately at the time of such a double
debit or debit wrong. Indeed, the “short message” as well as for
purchases made in your presence – and therefore more controllable
personally – is usually sent when:
* Withdrawal from ATMs in abroad
* Internet transactions
* Transactions by mail or telephone
* Operations are not accepted
This way you can avoid unpleasant surprises and fraudulent use
the credit card, but above proceed in real time
card lock.
Some tips for assessing the quality of the SMS alert service offered by your bank / issuer:
* Absolutely free service;
* Check if there is a minimum amount provided for sending dell’SMSed, possibly, how much;
* Make sure the time service activation (usually activated within 48 hours of request, then you want to receive the SMS in anticipation of a trip abroad should be required to activate the service on time);
* Make sure of service in real time for use abroad.
To activate the service simply apply for the bank /
issuer when the card is issued, or in response to the agency,
by phone by calling customer service or via the Internet by connecting
the official website of the issuer.
Upon request to activate the notification service via SMS,
will be provided to the mobile number on which you want to receive
SMS, with one wisely: the phone number provided to the issuer
must always be made payable to the cardholder.
It ‘important to remember that the notification service via SMS is progressively
increasingly available on debit cards – debit cards.