Posts Tagged ‘American Express’
American Express, Visa and Mastercard: what are the differences?
Before requesting a credit card very often you come across questions like “Which circuit you choose?” Or “What is the difference between the three main circuits, Visa, Mastercard and American Express?”.
Basically there is big difference between Visa and Mastercard, and American Express are completely different, especially for the type of circuit that uses.
Visa and Mastercard payment circuits are basically: do not issue credit cards directly but only through lenders that you support.
Visa and Mastercard require a fee to the lenders to use their payment circuit. In turn they pay merchants by deducting a commission, the cardholder does not pay anything directly to Visa and MasterCard.
American Express however is very different, as the company issues credit cards directly, with your name and logo. American Express takes direct pay operators that use the card, deducting the commissions. The company also directly involved in the promotion of their products without intermediaries.
Another difference is that customer service from American Express is one of the best in the world, available 24 hours to 24 (from anywhere in the world you call!) And a high degree of efficiency.
Business Card American Express to better manage business expenses
American Express offers businesses and professionals the opportunity to apply for this card that allows you to enjoy up to 48 days interest free credit.
The American Express Business Charter imposes no spending limit and the annual fee of EUR 62 is tax deductible in proportion to the use of paper for their business expenses. The company may also have a Supplemental Charter Business for employees, simplifying administrative procedures and eliminates cash advances. This paper is submitted to management spending limits, to ensure monitoring and limiting purchases by employees.
This credit card for business customers, issued by American Express, provides limited liability to 15 euros in case of misuse and / or fraudulent card.
Available for American Express Business Card holders there are many other services, including Travel Accident Insurance, Travel Insurance Troubles, the possibility of membership of the Membership Rewards Club that gives access to loyalty program, and much more yet.